Now more than ever is great time to get a bit creative about how you derive income. Sometimes the answer to your financial woes really is that you just need to earn more money. With apps like freelancer and Airtasker, now is the time to get your side hustle on. Maybe you would like a holiday…
Whether your business is small or large, paying the bills or smashing it don’t be fooled into thinking that your personal finances are in order because your business is. It’s a common error and totally understandable, as a business owner you probably employ a series of professionals to keep you on track. You’ll likely have…
In recent years ethical investing has really started to take off. However the divide between what we think is ethical investing and what ethical investments are can be pretty big. Things to consider when thinking about ethical investing: Do you just want your underlying investments to be ethical? It is all well and good ensuring…
There are so many ways to save money and we hear about them every day: Stop buying coffee Eat out less Review your bills regularly and look for cheaper deals Review your mortgage or ask your bank for a lower rate Quite that gym membership that you never use All valid ways to save, but…
Obviously I think understanding your finances and the value of money is important. In fact I believe it is a hugely important life skill, that for the most part our kids aren’t being taught. So when I had my son – teaching him about money from a young age was important. I have a clear…
Compound interest is the rocket booster that will help you reach your savings goals faster. Put simply, compound interest means you not only receive interest on the money you invest but interest on your interest as well. For this to occur, you need to reinvest all interest payments on your investment. Over time, this simple…
Why now? Well, in Melbourne the festive season is starting to warm up, with footy final fever in the air and the Spring Carnival not too far away, it will be Christmas before you know it! Giving your finances some attention now, will give you enough time to sustainably budget for the festive season so that…
Don’t wake up with a money hangover in January! It can be a stressful time of year; making sure you have presents for everyone, hosting Christmas events, attending Christmas events and if you have children, buying gifts for teachers/carers, gifts for your children and outings to make Christmas time special. How can you achieve (read survive) all of this…
Okay it’s only January, you’ve just finished with Christmas and New Years and rumour has it hot cross buns are in stores already. BUT now is the time to plan for your 2019 festive season! Why? Because if you didn’t plan this year there is a fair chance you are in for a big credit card…
A quick chat about the meaning of volatility in the share market. “The advice provided on this document is General Advice Only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives,…